Financial Advisors for Pre-Retirees
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Financial Advisors
14 Client Reviews
"Chris is the consummate professional. He listens to my concerns and provides insight and recommendations. He is a true partner in my retirement planning. Every interaction with him has exceeded my expectations. I regret not connecting with him sooner."
3 Client Reviews
"Anthony has been an absolutely incredible partner to work with. He has helped me feel comfortable in my financial health and given me plenty of insightful and actionable advice in both financial planning and investments. In addition to being an amazing financial professional, he is also a very genuine guy. You can definitely tell that he cares about you as a person and individual and wants to see you achieve your best. He’s also LGBTQ+ friendly, which is a big consideration for me. 5 stars all around for Anthony and Dynamic FP."
3 Client Reviews
"Excellent, I have worked with Cayden for over a year and he has been very helpful in building a personal financial plan but also navigating difficult financial scenarios."
1 Client Reviews
"Can’t say enough about how Matt helped me throughout the years in wealth management and planning for retirement."
You work hard for your money. We’ll work hard to help you capitalize on what you’ve earned.
Bull Oak is a full-service financial advisory firm. We provide investment management, financial planning, tax strategy, tax preparation and filing, and estate planning. Our all-inclusive service frees up your time and gives you an optimal wealth management experience with harmony between all aspects of your financial life.
Bull Oak is a full-service financial advisory firm. We provide investment management, financial planning, tax strategy, tax preparation and filing, and estate planning. Our all-inclusive service frees up your time and gives you an optimal wealth management experience with harmony between all aspects of your financial life.
At Rodriquez Wealth Management, our dedicated team offers a highly personalized approach that helps you simplify the challenges associated with preserving, growing, and transitioning your wealth.
We strive to transform worry and stress into confidence and peace through careful planning delivered consistently while ensuring we’re accessible when you need us.
You've worked hard to prepare for retirement. Retirement Matters will guide you through that transition and partner with you as you live out those dreams.
Reduce tax, optimize investments, grow preserve and protect your wealth - for generations.
We offer financial planning and investment management services to senior managers and executives in tech.
Showing 1 - 10 of 10 results
FrequentlyAsked Questions
Q: Do I really need a financial advisor before retirement?
A: Yes. A pre-retirement advisor helps you avoid mistakes that could shrink your nest egg—like claiming Social Security too early, missing tax-saving opportunities, or drawing from the wrong accounts.
Q: How much does retirement planning cost with a financial advisor?
A: Most advisors charge between 0.25% and 1% of assets managed. Others offer flat fees or hourly rates, especially for one-time retirement plans.
Q: What’s the right income level to hire a financial advisor before retirement?
A: If you're earning $100K+ or managing $250K+ in investments, it’s smart to get professional advice to protect and grow your wealth as retirement approaches.
Q: What are red flags when choosing a retirement advisor?
A: Avoid anyone who isn’t a fiduciary, won’t explain their fees, or pressures you to buy investment products. Trust and transparency matter more than anything.
Q: When should I start working with a financial advisor for retirement?
A: Ideally, 5–10 years before you plan to retire. That’s when smart tax planning, withdrawal strategies, and healthcare decisions can have the biggest long-term impact.
Should You Work with a Financial Advisor Before Retirement?
Retirement isn’t a finish line—it’s a full-blown transition. And the 5–10 years before it are the most important time to get your financial life in order.
A financial advisor who specializes in pre-retirees can help you:
Build a sustainable income plan so your savings last
Optimize when and how you claim Social Security
Rebalance your investment portfolio as you shift to drawdown mode
Reduce taxes with smart strategies like Roth conversions and tax-efficient withdrawals
Plan for healthcare costs, including Medicare and long-term care
Create or update your estate and legacy plan
Many advisors on Sam’s List are fiduciaries who regularly help clients in their 50s and early 60s retire confidently. They’ll guide you through the tough questions and build a plan that fits your lifestyle, family, and financial goals—without selling you anything you don’t need.
A financial advisor who specializes in pre-retirees can help you:
Build a sustainable income plan so your savings last
Optimize when and how you claim Social Security
Rebalance your investment portfolio as you shift to drawdown mode
Reduce taxes with smart strategies like Roth conversions and tax-efficient withdrawals
Plan for healthcare costs, including Medicare and long-term care
Create or update your estate and legacy plan
Many advisors on Sam’s List are fiduciaries who regularly help clients in their 50s and early 60s retire confidently. They’ll guide you through the tough questions and build a plan that fits your lifestyle, family, and financial goals—without selling you anything you don’t need.
Not sure who’s right for you as a pre-retiree? Answer a few quick questions, and we’ll introduce you to someone who fits.
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Sam’s List is a directory for exploring accountants, bookkeepers, fractional CFOs, financial advisors, and wealth managers. We do not provide financial, investment, tax, or legal advice, nor do we recommend or endorse any specific professional. Some professionals participate in paid programs for additional visibility or leads. Users should independently verify any professional before engaging their services. Learn more in ourTerms of Service.
