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Financial Advisors for Divorced Women: Avoid Costly Mistakes with a CDFA

Published on August 14, 2025
Cover image of post "Financial Advisors for Divorced Women: Avoid Costly Mistakes with a CDFA"

TL;DR:Divorce can shrink a woman’s income by up to 41%. A CDFA® (Certified Divorce Financial Analyst) helps women understand settlement options, project financial outcomes, and build a secure post-divorce life. Learn what they do—and how to find one.

Findfinancial advisors for divorced womenon Sam's List


What a Financial Advisor for Divorced Women Actually Does

A divorce is more than emotional—it’s financial. ACertified Divorce Financial Analyst(CDFA®)is trained to guide women through the complex financial decisions that come with separating assets, calculating future cash flow, and building a new financial plan.

Here’s how they help:

  • Avoid common settlement traps:Like taking the house instead of retirement savings—and being stuck with taxes or upkeep you can’t afford.

  • Model long-term impact:Understand what each choice means for your finances 5, 10, and 20 years from now.

  • Create a post-divorce budget:Plan for a new life with a different income, including child support or alimony.

  • Coordinate your team:Work hand-in-hand with your attorney, CPA, and therapist to make sure every angle is covered.

  • Prioritize peace of mind:A CDFA® provides financial clarity, so you don’t have to live in fear or second-guess your future.

You don’t need to manage this alone.Sam’s Listmakes it easy to find trusted advisors who focus onsupporting divorced women with financial clarity.

Find a financial advisor on Sam’s List

To learn more about the CDFA® designation, visit theInstitute for Divorce Financial Analysts.


Featured Advisor: Phil Telpner

Phil Telpneris a financial advisor on Sam's List's who specializes in helping recently divorced women gain clarity and control of their finances.

"We end post-divorce financial anxiety."

Ideal Clients:

  • Recently divorced women aged 45-60

  • Women with ongoing financial questions: “Can I...?" “What if...?” “How much...?”

  • Individuals ready to look forward, take action, and build their financial future

Services Offered:

  • Cash Flow Planning

  • College/Education Planning

  • Estate & Insurance Planning

  • Tax Strategy & Individual Tax Services

  • Investment Management

  • Family Wealth Transfer

  • Financial Coaching & Holistic Financial Planning

Phil’s firm helps answer the three most pressing questions post-divorce:

  • Can I?(Travel, pay for college, keep the house?)

  • What If?(I can't work, he stops paying, I remarry?)

  • How Much?(Will I need to be financially independent?)

If you're feeling overwhelmed about what comes next, Phil helps you get organized and focus on what matters most: your life, your time, and your future.

See Phil Telpner's profile on Sam’s List →


FAQ

Q: Who suffers most in divorce financially?

Statistically, women—especially single mothers—face the most lasting financial loss due to income disparity, childcare costs, and loss of assets or health insurance.

Q: What happens to women financially after divorce?

According to theU.S. Government Accountability Office, a woman’s income drops by an average of 41%. Many also face higher costs for healthcare and child-rearing.

Q: Do I need a financial advisor for divorce?

Yes. A CDFA® helps you understand the financial tradeoffs in a settlement and protects your future.

Q: Is a CDFA® worth it?

Absolutely. Their insight can save you from thousands in future costs and help you make informed decisions with clarity.

Q: Can I work with a CDFA® virtually?

Yes. Many financial advisors on Sam’s List offer virtual services across the U.S.


A divorce shouldn’t ruin your finances.Sam’s Listhelps you connect with financial advisors who specialize in supporting divorced women. Find peace of mind, plan smart, and move forward with confidence.

CTA:
Explore trusted financial advisors for divorced women on Sam’s List →

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Financial Advisors on Sam's List


Author: Kimi, Co‑founder of Sam’s List
Kimi writes about what she’s learning while building Sam’s List and shares honest takeaways from her conversations with accountants and financial advisors across the country. None of this is financial advice—just the stuff most people wish someone told them sooner.



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