Fractional CFOs for Startups Under $1M Revenue
Need CFO-level guidance without the full-time cost? This page features fractional CFOs who work with startups under $1 million in revenue—offering help with budgeting, cash flow, fundraising, and scaling your business the smart way.
Need to outsource something else? Search for proactivefinancial advisorsandaccountantson Sam’s List too. Make sure to check the reviews, it’s one of the most important parts of your vetting process!
Need to outsource something else? Search for proactivefinancial advisorsandaccountantson Sam’s List too. Make sure to check the reviews, it’s one of the most important parts of your vetting process!
Fractional CFOs
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Why Startups Under $1 Million Should Consider a Fractional CFO
Startups under $1 million in revenue face a critical transition point: too complex for DIY spreadsheets, but not quite ready for a full-time CFO. A fractional CFO fills that gap—offering strategic financial support on a flexible, part-time basis.
Here’s what a fractional CFO can do for early-stage companies:
Cash Flow Management: Stay on top of burn rate and avoid surprise shortfalls.
Budgeting & Forecasting: Create clear projections to guide hiring, product development, and fundraising.
Pricing Strategy: Make sure your margins support growth, not losses.
Fundraising Support: Build investor-ready models, pitch decks, and cap table analysis.
Financial Systems Setup: Implement QuickBooks, Xero, and other tools the right way from the start.
Many fractional CFOs tailor services for startups below $1M—offering project-based or hourly plans. You don’t need to wait until you're scaling fast to get the financial clarity you need now.
Here’s what a fractional CFO can do for early-stage companies:
Cash Flow Management: Stay on top of burn rate and avoid surprise shortfalls.
Budgeting & Forecasting: Create clear projections to guide hiring, product development, and fundraising.
Pricing Strategy: Make sure your margins support growth, not losses.
Fundraising Support: Build investor-ready models, pitch decks, and cap table analysis.
Financial Systems Setup: Implement QuickBooks, Xero, and other tools the right way from the start.
Many fractional CFOs tailor services for startups below $1M—offering project-based or hourly plans. You don’t need to wait until you're scaling fast to get the financial clarity you need now.
FrequentlyAsked Questions
How much does a fractional CFO cost for a startup under $1 million?
Costs usually range from $2,500 to $7,000/month. Some offer hourly or project pricing between $175–$350/hour, depending on scope and complexity.
Is a fractional CFO worth it for an early-stage startup?
Yes—especially if you’re managing cash burn, planning a fundraise, or feeling uncertain about financial decisions. A good CFO saves more than they cost.
What’s the difference between a bookkeeper and a fractional CFO?
A bookkeeper records transactions. A fractional CFO builds forecasts, advises on strategy, and prepares you for growth or investor conversations.
When should you hire a fractional CFO?
When you're approaching $500K to $1M in revenue, planning to raise funding, or feeling pressure around cash flow, hiring a CFO-level expert can help you avoid costly mistakes.
Where can I find fractional CFOs for small startups?
Right here. Sam’s List features vetted fractional CFOs who specialize in startups under $1M. Browse profiles and get matched with the right expert.
Not sure who’s right for you as business doing under $1 million dollars annually? Answer a few quick questions, and we’ll introduce you to someone who fits.
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