Kevin Apolinar
Typically responds within 24 hours
Kevin Apolinar
Financial planner for Christians
Minimum Financial Requirements
Annual Income
No minimum required
Investable Assets
No minimum required
Services Offered
Client Specialties
Service Pricing
One-Time Financial Planning Fee
$2,500 to $500
Subscription
$250 to $250
Hourly Rate
$200 to $200
Meeting Options
Video meetings
In person meetings
Phone
Email
Clients who would be a good fit
Our ideal client is a faith-driven, family-oriented professional in their 30s to late 50s who balances financial responsibilities while striving to align their money with their values. They are hardworking, disciplined, and eager to create a secure financial future for their family.
Demographics
Age: 30-60
Marital Status: Married with young or teenage children
Profession: Stable, mid-to-high-income professionals (e.g., healthcare workers, nurse, small business owners, or military personnel)
Location: Southern California
Income Range: $100,000–$250,000 household income
Financial Situation & Challenges
Debt Load: Likely carrying some combination of mortgage, student loans, auto loans, and credit card debt
Retirement Planning: Contributing to a 401(k) or IRA but uncertain if they are saving enough
College Savings: Want to save for their children’s education but are unsure how to balance it with other goals
Home Ownership: Either homeowners with a mortgage or aspiring to buy within the next five years
Cash Flow Management: Feeling stretched between daily expenses, tithing, and long-term savings goals
Impact Investing: Interested in Biblically Responsible Investing (BRI) but unclear on how to implement it
Mindset & Motivations
✅ Faith-Driven: Seeks to honor God through financial stewardship and generosity.
✅ Family-Oriented: Wants to provide a stable and prosperous future for their children.
✅ Responsibility-Taker: Willing to make sacrifices and follow a plan but needs clear guidance
✅ Long-Term Thinker: Wants to make intentional decisions that build generational wealth
Pain Points & Frustrations
Overwhelmed by financial complexity – Unsure how to prioritize debt payoff, savings, and investments
Concerned about financial security – Fear of job loss, market downturns, or being unprepared for emergencies
Guilt around spending and giving – Struggles to balance enjoying life today while planning responsibly for the future
Lack of trusted guidance – Wants financial advice that aligns with their Christian values, not just profit-driven strategies
What They’re Looking For in a Financial Planner
Clarity & Organization – A step-by-step roadmap to financial security
Biblical Alignment – A professional who integrates faith-based financial principles
Accountability & Encouragement – Someone to guide, support, and help them stay on track
Flexibility – A plan that adapts to life changes without overwhelming them
How You Can Serve Them Best
✅ Debt Elimination Plans – Teaching them to manage and eliminate debt while maintaining generosity
✅ Goal-Based Financial Planning – Aligning their money with their faith, family, and future aspirations
✅ Faith-Driven Investment Strategies – Implementing Biblically Responsible Investing (BRI) to ensure their money supports their values
✅ Estate & Legacy Planning – Helping them build generational wealth and a
Kingdom-focused financial legacy
This client doesn’t just want financial success—they want financial peace, knowing their money is aligned with what truly matters.
Demographics
Age: 30-60
Marital Status: Married with young or teenage children
Profession: Stable, mid-to-high-income professionals (e.g., healthcare workers, nurse, small business owners, or military personnel)
Location: Southern California
Income Range: $100,000–$250,000 household income
Financial Situation & Challenges
Debt Load: Likely carrying some combination of mortgage, student loans, auto loans, and credit card debt
Retirement Planning: Contributing to a 401(k) or IRA but uncertain if they are saving enough
College Savings: Want to save for their children’s education but are unsure how to balance it with other goals
Home Ownership: Either homeowners with a mortgage or aspiring to buy within the next five years
Cash Flow Management: Feeling stretched between daily expenses, tithing, and long-term savings goals
Impact Investing: Interested in Biblically Responsible Investing (BRI) but unclear on how to implement it
Mindset & Motivations
✅ Faith-Driven: Seeks to honor God through financial stewardship and generosity.
✅ Family-Oriented: Wants to provide a stable and prosperous future for their children.
✅ Responsibility-Taker: Willing to make sacrifices and follow a plan but needs clear guidance
✅ Long-Term Thinker: Wants to make intentional decisions that build generational wealth
Pain Points & Frustrations
Overwhelmed by financial complexity – Unsure how to prioritize debt payoff, savings, and investments
Concerned about financial security – Fear of job loss, market downturns, or being unprepared for emergencies
Guilt around spending and giving – Struggles to balance enjoying life today while planning responsibly for the future
Lack of trusted guidance – Wants financial advice that aligns with their Christian values, not just profit-driven strategies
What They’re Looking For in a Financial Planner
Clarity & Organization – A step-by-step roadmap to financial security
Biblical Alignment – A professional who integrates faith-based financial principles
Accountability & Encouragement – Someone to guide, support, and help them stay on track
Flexibility – A plan that adapts to life changes without overwhelming them
How You Can Serve Them Best
✅ Debt Elimination Plans – Teaching them to manage and eliminate debt while maintaining generosity
✅ Goal-Based Financial Planning – Aligning their money with their faith, family, and future aspirations
✅ Faith-Driven Investment Strategies – Implementing Biblically Responsible Investing (BRI) to ensure their money supports their values
✅ Estate & Legacy Planning – Helping them build generational wealth and a
Kingdom-focused financial legacy
This client doesn’t just want financial success—they want financial peace, knowing their money is aligned with what truly matters.
Clients who wouldNOTbe a good fit
❌ Get-Rich-Quick Mindset – Those looking for high-risk investments or shortcuts to wealth rather than a disciplined, long-term approach. ❌ Unwilling to Engage – Clients who don’t want to take an active role in their financial journey or follow a structured plan.
❌ Financially Unstable Without Commitment to Change – If someone is in severe financial distress but unwilling to make necessary adjustments, they may need basic financial counseling before financial planning.
❌ Disregard for Values-Based Investing – Individuals who don’t prioritize aligning their investments with their faith and values.
❌ Focus on Wealth Over Purpose—If financial success is the only goal without regard to stewardship, generosity, or long-term impact, it may not resonate with a faith-driven approach.
❌ Financially Unstable Without Commitment to Change – If someone is in severe financial distress but unwilling to make necessary adjustments, they may need basic financial counseling before financial planning.
❌ Disregard for Values-Based Investing – Individuals who don’t prioritize aligning their investments with their faith and values.
❌ Focus on Wealth Over Purpose—If financial success is the only goal without regard to stewardship, generosity, or long-term impact, it may not resonate with a faith-driven approach.
Disclaimer
Sam’s List is a platform that connects users with independent financial professionals, including accountants, bookkeepers, fractional CFOs, and financial advisors. Sam’s List does not provide, endorse, or guarantee any financial, accounting, or investment services. Some professionals on this platform participate in paid programs for additional visibility or leads. Users are responsible for conducting their own due diligence before engaging with any professional. Learn more in ourTerms of Service.
You may be interested in:
Works with clients around the world
Requirements:
$3,000,000 Minimum Investment
At Rodriquez Wealth Management, our dedicated team offers a highly personalized approach that helps you simplify the challenges associated with preserving, growing, and transitioning your wealth.
Portfolio Rebalancing
Portfolio Management
Asset Allocation
Risk Management
Alternative Investments
401(k) & IRA Management
Pension Planning
Social Security Planning
Estate Planning
Trust Services
Charitable Giving
Philanthropic Planning
Family Wealth Transfer
Financial Planning
Cash Flow Planning
Debt Management
Education Planning
Insurance Planning
Life Transition Planning
Tax Strategy
Business Succession Planning
Exit Planning
Executive Compensation
Stock Option Planning
Specialities
0.00%-1.00%of AUM fee
Works with clients across the US
Requirements:
No Minimum
Balance Wealth isn’t just about managing finances; it’s about architecting equilibrium in your life. With our human-centered approach to financial planning, we aim to guide you towards this equilibrium. We’ll join you on your journey where balance, wealth, and a fulfilling life converge. We want to serve good, caring people who want to make a difference in this world and the lives of others – and we value that above the numbers on a page or dollars in an account.
401(k) & IRA Management
Alternative Investments
Cash Flow Planning
Debt Management
ESG/Impact Investing
Estate Planning
Executive Compensation
Financial Advice & Coaching
Financial Planning
Insurance/Risk Management
Life Transition Planning
Pension Planning
Portfolio Management
Social Security Planning
Wealth Management
Asset Allocation
Business Succession Planning
Charitable Giving
College/Education Planning
Education Planning
Exit Planning
Family Wealth Transfer
Insurance Planning
Investment Management
Liquidity & Exit Planning
Philanthropic Planning
Portfolio Rebalancing
Retirement Planning
Risk Management
Stock Option Planning
Tax Strategy
Trust Services
Real Estate Advisory
Specialities
$2,500-$10,000One-Time Planning Fee
Find & Connect with Accountants, Fractional CFOs, and Financial Advisors
Company
Sam’s List is a platform that connects users with independent accountants, bookkeepers, fractional CFOs, and financial advisors. We do not provide financial, investment, tax, or legal advice, nor do we recommend or endorse any specific professional. Some professionals participate in paid programs for additional visibility or leads. Users should independently verify any professional before engaging their services. Learn more in ourTerms of Service.
